Unlock Your

Asset Value

Simple, Secure &

Same-Day Funding

We Offer

Fast & Discrete

Capital Options

Your Luxe

Asset Partner

International Trade finance
for emerging markets

Immediate access to liquidity for further development of your company

Asset Banker offers help to companies and individuals to effectively use their rich assets to increase their borrowing capacity. We accept assets such as precious stones, diamonds, gold, fine jewelry, and watches too. Whether you have a single high-value item or combination of various assets, we can help get the maximum value out of any kind of assets. As a fulfillment center, we accelerate shipping of items as well as their returns. We store your assets safely throughout the tenure of your loan. You get your valuables back, at the end of loan duration, when you avail the Buy-Back option.

Asset Banker offers help to companies and individuals to effectively use their rich assets to increase their borrowing capacity. We accept assets such as precious stones, diamonds, gold, fine jewelry, and watches too. Whether you have a single high-value item or combination of various assets, we can help get the maximum value out of any kind of assets. As a fulfillment center, we accelerate shipping of items as well as their returns. We store your assets safely throughout the tenure of your loan. You get your valuables back, at the end of loan duration, when you avail the Buy-Back option.

Asset Banker offers help to business and individuals to effectively use their rich assets to increase their borrowing capacity. We accept assets such as precious stones, diamonds, gold, fine jewelry, and luxury watches.

SERVICES

Asset Based Lending

Whether you are an individual facing a funding challenge or a company with capital crunch, we can create asset-based lending agreement to suit your finance needs. We, at AssetBanker, help you increase your cash flow, so you can focus on sales and other sectors of your business. We provide you with flexibility and greater credit availability.

Auction House Funds

As leading market experts, we have in-depth understanding of market and can organize asset-backed deals to fulfill your short-term financing challenges. With our balanced approach and flexible rates, you can move swiftly and confidently through the purchasing process. We release funds relatively quickly, so that you fit in seamlessly with auction-house deadline.

Fulfillment

Not only do we store your collateral, we are a fulfillment center too. We do storage and shipping on behalf of customer as well as label generation and FedEx shipping.

PROCESS

Appraise

Determine how much loan capital you require and which assets you will include to form the collateral. Once you have prepared description of your collateral, we then initiate the task of assigning value to the assets.

Ship

After asset estimation, you can either bring the asset to our office or avail our shipping services. Primarily, we ship through UPS or FedEx. In addition, we also provide insurance cover for our shipments.

Fund

Once you accept the valuation, we process the papers. An official offer, covering all the details as well as the terms and conditions, is issued. You can sign the papers in person or share them using email or fax. The funds are transferred quickly- often within a day.

Redeem

Following the loan repayment, your collateral is released. You can either collect your collateral in person or we can ship it back to you.

ADVANTAGES

Get what you need, when you need it. Our loan approvals are immediate and funds are released swiftly.

  • Effective management of cash flow is the key to success. We provide options to maintain the optimum level of inventory without impacting the cash flows in business.
  • The inventory is usually the largest asset a business can have. We make sure you get instant access to your inventory to ensure faster delivery time.
  • We effectively control your inventory levels so that every stock is well accounted for at any given point of time, which in turn gives you flexibility in production scheduling.
  • Shipping the assets has never been easier and cheaper. We offer transportation at low-costs without impacting the schedules and safety.
  • We pride ourselves in efficient and secure storage management.
  • Your collateral is very important to us. Therefore, we provide insurance coverage for various risks including burglaries, compromised security, natural disasters such as floods or accidents causing fire.

ABOUT US

Asset Banker is a platform that offers attractive financing option for asset-rich, low-liquidity organizations and individuals. As a fulfilment centre for alternative lending solutions, we target businesses and individuals seeking to increase their borrowing potential and use their inventory of luxury assets to bridge that gap.

We promise complete confidentiality and expert valuations to suit all your short or long-term financing needs. In this ever-changing industry, we promise you higher financing capabilities to meet your tailored needs and more power to pursue your business goals.

TEAM

We have a team of accomplished financial professionals with decades of industry experience. The team members are proficient in operational roles, asset lending, and merchant cash advance industries. With years of banking and credit management experience, our team is well-versed at handling all the facets of banking and business-to-business transactions, factoring across a wide range of industries. Our team has the right mix of technical professionals with extensive experience and strong background in engineering and architecture. Be it management of deal structures and oversight of all operations with clients, we are ready with our asset banking solutions.

FAQs

How are assets valued and loan amount calculated?
We have a team of dedicated underwriters who calculate loan-to-value ratio (LTV) using the used worth of the item in present day market. LTV is usually 65-75% of the item’s existing worth and not its original buying cost. There are different categories of assets which have different LTV ratios. For instance, a brand new Rolex with a tag price of $25,000 may be valued at $20,000 in current used luxury market. In this case, a loan amount of $15,000 is approved depending on the condition.

Once my asset is estimated, how quickly are the funds released?
We are relatively swift in releasing the funds. Following asset valuation and paperwork completion, funds are usually released within 24 hours.

How do you store and monitor the inventory, including larger scale assets such as boats, automobiles etc.?
The assets are stored and managed professionally under technical conditions that guarantee that your asset is safe. For larger scale items such as cars that cannot be shipped to us, we make arrangements for its pick up from your place and then secure the product locally.

How frequent are the interest payments?
Our loan-default terms and conditions are similar to a Home Equity Line of Credit (HELOC). Asset Banker clients make interest-only payments every 30 days. Payments are due on a monthly basis and just like a typical bank loan there is also a provision of 10-day grace period before late fees are charged.

How does Asset Banker safeguard the clients’ inventory against theft or fraud?
As soon as the assets arrive, they are immediately transferred to sealed processing room where the asset details are entered into a tracking system. The state-of-the-art processing room is video monitored 24*7. In addition, the assets are secured biometrically with reinforced walls, bulletproof glass and concrete floors. Once estimated, your asset is then doubly secured with bar-codes and sealed in a vault until it is returned to you.

How do you verify your current and prospective employees’ background?
We conduct thorough background checks on prospective and current employees. We have stringent hiring practices in place that make sure we do not miss any details. Additionally, all employees have to abide by our code of conduct.

How is rate of interest determined for collateralized loans?
The rate of interest depends on the type of asset used for collateral and the loan amount. For example, a client who borrows $10,000 on a luxury watch would be required to shell out interest at the rate of 3-5% per month. Typically, as the loan amounts increase, interest rates decrease.

CONTACT US

800 Brickell Ave, PH -2,
Miami -33131, Florida, USA
+1-786-456-6168
info@assetbanker.com

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