Unlock Your

Asset Value

Simple, Discrete, Secure &

Same-Day Funding

We Offer

Fast & Discrete

Capital Options

Your Luxe

Asset Partner

International Trade finance
for emerging markets

Immediate access to liquidity for further development of your company

Asset Banker offers help to companies and individuals to effectively use their rich assets to increase their borrowing capacity. We accept assets such as precious stones, diamonds, gold, fine jewelry, and watches too. Whether you have a single high-value item or combination of various assets, we can help get the maximum value out of any kind of assets. As a fulfillment center, we accelerate shipping of items as well as their returns. We store your assets safely throughout the tenure of your loan. You get your valuables back, at the end of loan duration, when you avail the Buy-Back option.

Asset Banker offers help to companies and individuals to effectively use their rich assets to increase their borrowing capacity. We accept assets such as precious stones, diamonds, gold, fine jewelry, and watches too. Whether you have a single high-value item or combination of various assets, we can help get the maximum value out of any kind of assets. As a fulfillment center, we accelerate shipping of items as well as their returns. We store your assets safely throughout the tenure of your loan. You get your valuables back, at the end of loan duration, when you avail the Buy-Back option.

Asset Banker offers help to business and individuals to effectively use their rich assets to increase their borrowing capacity. We accept assets such as precious stones, diamonds, gold, fine jewelry, and luxury watches.

PRODUCT OFFERING

  • Quick Overview

Business owners and entrepreneurs seeking an immediate cash inflow to meet planned, and especially, unplanned needs, are often confronted with the neck breaking bureaucracy and red tape of conventional lenders. Credit checks and financial history evaluation causes these small business owners to be stuck in perpetual sinking sand of financial handicap.

Our flexible liquidity injection program allows small business owners exchange valuable personal assets, usually precious metals and jewels for a loan of equivalent market value. It really is that simple. Customers provide luxury assets which are then appraised to determine value, and Asset Bankers provides the lowest interest loans on the market on the back of such valuable collateral.

For the term of the loan, these assets are stored in climate controlled facilities, manned by professionals with decades of experience caring for luxury, rare items. Assets are fully insured, and as a byproduct of our roots as global jewellers, your assets are cared for, polished, an upon your exercise of your buyback option, returned in even better conditioning.

  • Accepted Collateral

Businesses band individuals can offer as collateral; diamonds, precious stones, fine jewellery, gold, and watches. We also offer flexible options, allowing customers combine assets and luxury items to attain a loan threshold.

  • Our Advantage
  1. Lower Rates: We offer the lowest, unbeatable lending rates in the personal asset lending market.
  2. Zero Hidden Charges: Our contracts are in line with international best practices, with zero hidden fees and penalties over the term of the loan. With us, what you see is what you get.
  3. Expert Evaluation and Appraisal: We keep on retainer, a team of internationally certified and trusted appraisers, with certifications from, amongst others, the American Association of Appraisers, the Gemological Institute of America, the Royal Institute of Chartered Surveyors, the Gemological Association of Great Britain and The Goldsmiths’ Company; and experience valuing assets in famed auction houses like Sotheby’s, Bonham’s, Phillips and Christies.

 

HOW IT WORKS

Our Guarantee; Expediency and Discretion

Securing funding for your dream projects, emergency expenses , or quite frankly, whatever purpose you need expedient funding for, through conventional credit facilities like banks and lenders can be a complicated, mostly frustrating process.

Providing our customers near instantaneous funding without the merry-go-round of credit and background checks, and hidden penalties and fees in the fine print, sets us apart from the competition. All you need is a collateral; luxury assets or collectibles to offset the weigh of your load, and you are halfway there.

The Asset Bankers Process

  • File An Application

Individuals and small businesses can fill out a straightforward application form detailing financial needs, and details of collateral.

  • Initial Offer

Upon receipt and assessment of application, we will send out an initial offer which carries no obligation or penalty for response.

  • Ship Luxury Asset

For thorough and fair assessment of your collateral, you will be required to ship your luxury asset to our address. When we receive your package, a team of veteran, luxury appraisers with over 3 decades of experience, will evaluate the worth and value of your collateral.
Shipping is absolutely FREE, as we provide a packing slip alongside our initial offer to ease the burden on you.

  • Appraisal

After receiving your collateral, our team of appraisers carries a meticulous, objective evaluation of your asset to determine just how valuable it is. Asset Banker’s employs only the most reputable appraisers, with certifications from the American Association of Appraisers, the Gemological Institute of America, the Royal Institute of Chartered Surveyors, the Gemological Association of Great Britain and The Goldsmiths’ Company; and experience in famed auction houses like Sotheby’s, Bonham’s, Phillips and Christies.

  • Final Offer

When our appraisers reach a conclusion, we will send out our final offer. You are under zero obligations to accept this, and there are no penalties for rejecting the same. If you consider it a fair deal, which you assuredly will, you simply accept our offer.

  • Funds Provision

Funds are provided as soon as you accept our final offer, directly deposited into your bank account with no further delays. In an almost automated process, as soon as the paperwork is sorted out, your bank account is credited.

  • Loan Servicing

Our loans have a standard term of 6 months, with repayment plans set up monthly, and in an industry-first, we offer a 15-day repayment term and an option for advanced repayment.

  • Asset Return

As soon as you repay your full loan amount, your collateral is returned to you. Asset Bankers assurance is this; your luxury items are returned, when possible, in a much better condition than received.

Items are fully insured, stored in climate controlled locations with round the clock security, and maintained by a team of dedicated luxury experts.


ABOUT US

Steady. Present. Secure

Founded on the principle of giving everyone in need a fair chance to secure the help they need, Asset Banker, over the course of operations, has undoubtedly kept true to this mantra. Asset Banker has revolutionized the B2B and lending process; integrating trailblazing technology into the already seamless lending process.

Our goal, as a business, is to foster a mutually beneficial relationship between ourselves and our clients; we provide a steady, ever present chance for financial bailout for businesses and individuals. Customers are able to meet financial target, cover emergency expenses, or tap into time sensitive business opportunities, while servicing their loans on the lowest interest rates in the market.

Easy and Non-Complicated

The Asset Banker process is, in a manner of speaking, as easy as ABC. Our entire application process is straightforward and linear—without the legal and complex quagmires of traditional lending facilities.

We have zero interest in your past financial history, or creditworthiness, terms that serve to hinder small businesses, entrepreneurs, and individuals in need from accessing critical financial aid.

Your ability to access funds is wholly based on the value of your luxury assets, no more, no less. With a team of internationally licensed and reputable appraisers, your assets will undoubtedly receive their fair market valuation.

Asset Protection

The idea of parting with your precious items, some of which may have sentimental value, and you may have developed an attachment to. We understand this, and ensure your items are fully protected from the moment you first ship them out to us, to the moment you exercise your buyback option on it.

Items are insured through transportation and storage. At our storage facilities, which are all fully climate controlled to prevent deterioration of precious metals, we have a team of jewelers on call to polish, clean and ensure you received your collateral in an even better condition than initially provided.

Trailblazing Technology

As the industry leader in B2B and B2C lending, we strive continually upgrade our process, to provide our clients with unparalleled service and unmatched experience. From filing your initial application, to signing your lending contract, we employ the foolproof DocuSign technology—avoiding errors and critical mistakes.

Keeping up with the ridiculously fast-paced nature of the financial industry, we have pioneered Blockchain integration into our payment platforms, and partnered with Bravo Score System—an automated asset appraisal system, to cut down the time needed to receive the funds you desire.


TEAM

The company has a significant management bench and an impressive board comprising executives with stellar experience in technology and finance.

  • Managing Director Atit Gandhi is a 3rd generation diamantaire and has been in the trade for the past decade having existing relationships with over 1000+ manufacturers, exporters and retailers. He constantly strives to improve the client experience by sourcing the best diamonds across the globe at the best value.
  • CEO Patrick De Lisi is a graduate of Fordham University and a licensed CPA. He has held a number of senior financial management and operational roles throughout his career in both import export and financial services. With almost over 3 decades of experience in both the factoring and merchant cash advance industries, proven team building skills.
  • CFO Ritesh Shaw has many years of factoring and lending business, credit and banking management experience. He is an expert at all aspects of banking and business-to-business factoring across a broad spectrum of manufacturing and services-based industries. Ritesh is responsible for management and oversight of all operations at our Miami office.
  • Business Head PK Jain is an MBA from the reputed Indian School of Business. PK brings years of experience managing the lending process cycle. He contributes immensely toward the development and implementation of the Asset Banker business.
  • VP Operation Sam Kota graduated from Central Connecticut State University and has played an important role in the growth of Asset Banker since joining the team. His strengths are in systems, data and business development. He assists management in developing strategies to identify companies who could benefit from the funding services offered by Asset Banker.
  • CTO Reji Joseph leads AB’s strategy across key technology initiatives. As a technical executive, Reji brings extensive experience with a strong background in engineering and architecture Reji received his Master’s (Master of Computer Application) from Osmania University, India.

TEAM

We have a team of accomplished financial professionals with decades of industry experience. The team members are proficient in operational roles, asset lending, and merchant cash advance industries. With years of banking and credit management experience, our team is well-versed at handling all the facets of banking and business-to-business transactions, factoring across a wide range of industries. Our team has the right mix of technical professionals with extensive experience and strong background in engineering and architecture. Be it management of deal structures and oversight of all operations with clients, we are ready with our asset banking solutions.

FAQs

How are assets valued and loan amount calculated?
We have a team of dedicated underwriters who calculate loan-to-value ratio (LTV) using the used worth of the item in present day market. LTV is usually 65-75% of the valued price.

Once my asset is estimated, how quickly are the funds released?
We are relatively swift in releasing the funds. Following asset valuation and paperwork completion, funds are usually released within 24 hours.

How is rate of interest determined for collateralized loans?
The rate of interest depends on the type of asset used for collateral and the loan amount.

CONTACT US

800 Brickell Ave, PH -2,
Miami -33131, Florida, USA
+1-786-456-6168
info@assetbanker.com

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